Connecticut Home Care Program for Elders (CHCPE)
CHCPE is one of the main ways Connecticut funds home care for older adults who would otherwise need a nursing facility. The program covers personal care, homemaking, and case management for people who meet the clinical and financial eligibility requirements. We help families apply, gather the documents the state requires, and understand what the program will and won't cover.
For veterans who don't meet CHCPE income limits, VA benefit assistance may cover a separate portion of care costs. We look at both at the same time so your family isn't leaving money on the table.
PCA Waiver and Adult Family Living Options
The Personal Care Attendant Waiver Program, often called the PCA Waiver, lets eligible adults hire and direct their own caregivers, including family members in some cases. It's a good fit for veterans or older adults who want more control over who comes into their home. We walk families through whether this waiver makes sense given the person's care needs and current health status.
Adult Family Living is a different option that provides payment to a family caregiver who moves in or already lives with the person needing care. It's not widely advertised, but it's a real program with real funding attached. If you're caring for a veteran or elderly parent at home right now without any financial support, AFL may be worth looking at. Our team can tell you quickly if your family qualifies.
VA Benefit Assistance for Connecticut Veterans
The VA Aid and Attendance benefit is one of the most underused programs available to veterans and their surviving spouses. It pays a monthly amount toward home care costs, and many Connecticut veterans qualify without knowing it. The application process is detailed and slow if you go it alone, but we've helped enough families through it to know where most applications stall.
We also look at Medicaid home care coverage for veterans whose income falls within state limits. In some cases, a veteran can use both VA funds and Medicaid together to cover more of their care costs than either program would cover on its own.